Frequently Asked Questions

Propify is a blockchain-powered fractional real estate investment platform. You can invest in high-quality verified properties with as little as ₹5,000. Each property is tokenized, and you receive digital tokens representing your ownership stake. Returns are distributed proportionally based on rental income and appreciation.

Simply sign up, complete your KYC verification, browse our curated property listings, and invest in properties that align with your financial goals. The entire process takes less than 10 minutes from registration to your first investment.

You can start investing with as little as ₹5,000. This low barrier is what makes Propify unique — we believe quality real estate investments should be accessible to everyone, not just high-net-worth individuals.

Our platform has delivered an average annual return of 15%+ across all listed properties. Returns come from two sources: rental yield (typically 6–9% per annum) and capital appreciation (typically 6–10% per annum). Past performance, however, is not a guarantee of future results.

Rental income is distributed monthly directly to your Propify wallet. Capital gains are realized when a property is sold or when you exit your position on our secondary marketplace. All distributions are processed automatically via smart contracts.

Yes. You can list your tokens on Propify's built-in secondary marketplace at any time. Liquidity depends on market demand, but our active investor community typically ensures timely exits. There's a small 1% transfer fee on secondary market transactions.

Every investment is backed by a real physical asset. Legal ownership is established through a Special Purpose Vehicle (SPV) structure, and your ownership stake is recorded immutably on the blockchain. Propify holds property title deeds in escrow with our registered legal partners.

Propify operates on a permissioned Ethereum-compatible blockchain that is energy efficient and fast. All transactions, ownership records, and smart contract executions are transparent, auditable, and tamper-proof. Our contracts are audited by top-tier third-party security firms.

Absolutely. We use bank-grade 256-bit AES encryption for all stored data and TLS 1.3 for data in transit. We are ISO 27001 certified and fully compliant with India's DPDP Act. We never sell your data to third parties.

Every property undergoes a rigorous 7-step due diligence process including legal title verification, structural audit, market valuation by RICS-certified valuers, rental demand analysis, and regulatory compliance checks. Less than 5% of properties that apply to our platform are listed.

We list commercial office spaces, Grade-A residential apartments, warehousing & logistics assets, and retail spaces across Tier-1 and Tier-2 Indian cities. All properties are income-generating assets with a minimum 5-year track record.

Professional property management firms handle day-to-day operations, tenant management, maintenance, and rental collections. Property managers are contractually bound to Propify's service standards and are monitored via quarterly audits.

We charge a one-time 1% platform fee on your investment amount at the time of purchase and a 0.5% annual asset management fee. There are no hidden charges. All fees are clearly disclosed before you confirm any transaction.

Rental income received is taxable as 'Income from Other Sources' in your hands. Capital gains from token sales are taxed as short-term or long-term capital gains depending on the holding period. We provide a detailed tax statement at the end of each financial year to simplify your ITR filing.

Propify operates in compliance with SEBI's AIF (Alternative Investment Fund) framework and RBI guidelines for digital asset platforms. Our legal structure uses SEBI-registered SPVs for each property, ensuring full regulatory compliance.

Your investment is protected by the underlying physical asset and the SPV legal structure — it is entirely independent of Propify's business continuity. Even in the unlikely event of Propify ceasing operations, your ownership in the SPV and the asset remains intact and enforceable in court.